Wednesday, February 27, 2013

Facts About Workers Compensation in OKC

The OKC workers compensation program is governed by the Oklahoma Statutes even though it is a division of the judicial government. Any worker who fills for compensation has the right to be heard by a judge or can even settle the claim without having a trial. Usually, the court administers all administrative work that is related to the claim, whether it is self-insurance or medical care fees. The law is expected to provide for any medical, rehabilitation settlement and indemnity to the injured worker.

The OKC workers compensation is compulsory for all employers apart from domestic employees whose payroll is not more than $10,000 per annum.

However, there are other exemptions that can be found in the section 311 of the 85 Title of the Oklahoma Statutes. There are three different ways in which compensation can be acquired. The first and most common way is by getting coverage from a licensed private carrier. The second way is by getting coverage from the CompSource Oklahoma. The third way is by self-insure however, for this type of coverage you will have to get the approval of the court.

Any worker, who has been injured while performing work related duties, has the right to be compensated. However, for a worker to be at liberty to receive temporary benefits, he should be unable to perform his work duties for a period of more than 3 calendar days. To be compensated for permanent disability, the injury must have caused permanent disability or impairment to the worker. There is a system that has to be followed in order to determine permanent disability; first, a physician has to provide an assessment of the extent of the impairment. Once the extent of the impairment has been identified, the calculation of the benefits begins. The benefits are calculated based on the state’s average weekly wage and the employee’s weekly wage. Normally, the benefits are calculated in terms of weeks. The law states that the benefits should be equivalent to 70 percent of the employee’s weekly wage up to 100 percent of the state’s weekly wage.

There are several types of compensation that can be offered to an injured worker by his or her employee depending on the level of the injury as well as their agreement. Every worker has the right to be compensated and thus in case of such circumstances, it is always advisable to get a worker’s compensation attorney in OKC to guide you through the process. An attorney will ensure that your claim goes through without wasting anytime and that you fill in all the required forms. You can visit several websites to learn more about OKC workers compensation claims. You could also talk to your employer and learn more about the benefits.